Full-Stack

On-Demand Insurance Platform

Insurance platform for Southeast Asia's first On-Demand Lifestyle Insurer. Flexible protection products that customers can activate instantly for all types of coverage needs, revolutionizing how insurance is purchased and managed.

ReactNode.jsGraphQLMicroserviceseKYCBNM CompliancePayment Gateway
On-DemandFirst in SEA
<30 secActivation Time
-60%Claims Processing

The Challenge

Traditional insurance is sold in annual policies with slow underwriting and paper claims. Our client wanted to launch something Southeast Asia had not seen: lifestyle insurance customers could switch on and off, instantly, from their phone.

What We Built

We took the product from concept to launch with an agile process: on-demand policy activation and deactivation, management of multiple insurance product lines, instant claims processing, payment gateway integration, and a customer self-service portal. Under the hood sits a digital eKYC flow for AML compliance, a real-time insurer integration for instant policy issuance, and a microservices architecture hardened with penetration testing and security updates to meet Bank Negara Malaysia (BNM) requirements.

On-demand policy activation and deactivation
Digital eKYC flow for AML compliance
Real-time insurer integration for instant policy issuance
Instant claims processing system
Microservices architecture with penetration testing to BNM standards
Customer self-service portal

The Outcome

The client launched as Southeast Asia's first on-demand lifestyle insurer, with policy activation in under 30 seconds, claims processing time cut by 60%, and a platform built to regulator standards.

This project was delivered by our full-stack web development practice.

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