Full-Stack

AI-Powered SME Financing Portal

One Stop Portal for SMEs to apply for small and micro financing. AI-powered loan application and approval system streamlining how small businesses access financing with intelligent automation.

AI/MLReactNode.jsPythonPostgreSQLAWSDocker
RM
500+SMEs Served
-70%Processing Time
+35%Approval Rate

The Challenge

Small businesses in Malaysia face slow, paper-heavy loan applications spread across multiple lenders, each with its own forms and criteria. Applicants often wait weeks for a decision, and lenders spend most of that time on manual document checks.

What We Built

We built a one-stop financing portal with an AI-driven eligibility and risk-scoring engine at its core. Applications are assessed automatically, documents are verified through automated processing, and a multi-lender integration layer routes each application to the lenders most likely to approve it, with real-time status tracking for the applicant throughout.

AI-powered loan eligibility assessment
Automated document verification and processing
Real-time application status tracking
Multi-lender integration platform
Risk scoring and credit analysis engine
Secure document management system

The Outcome

The portal became one of Malaysia's first AI-based loan application and approval systems, cutting processing time by 70% and lifting approval rates by 35% across more than 500 SMEs served.

This project was delivered by our ai & machine learning development practice.

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